Vol. 01 — Issue 06 · 2026Fintech edition

The content engine
that knows when to
whisper,
when to cite, and when
to stop typing.

Quill & Query is a flat-fee content retainer for early- and growth-stage fintech teams. AI drafts that already understand your regulator, optionally polished by a real human editor — for a price your CFO won't question.

Join the waitlist→See the engine

12 hrs

median turnaround for a 1,500-word draft

100%

of claims linked to a primary source

regulator letters from clients to date

draft_0006 — apy_disclosure.md

live review

Section · Marketing claim

We advertised a 5.20% APY without the “variable” qualifier, and the model caught it before legal did.

Earn up to 5.20% APY on balances over $10,000 — substantially more than the national average.^[¹]

FDIC §328·Add insurance disclosure

Marketing of deposit products requires the FDIC membership statement adjacent to the rate claim.

Reg DD·APY must be qualified as 'variable'

APY can change after account opening — must be disclosed within the same sentence or asterisked footnote.

Source·National average sourced

FDIC National Rates and Rate Caps, updated 2026-05-19. Footnote inserted.

Read on↓ Page 02

On the record

✦Featured at FinTech Meetup '26✦Quoted in The Banker · April✦Pilot partner — Bankless Times✦Selected · a16z Speedrun reading list✦Endorsed by 9 fractional CMOs✦Mentioned · Money 20/20 Vegas✦Featured at FinTech Meetup '26✦Quoted in The Banker · April✦Pilot partner — Bankless Times✦Selected · a16z Speedrun reading list✦Endorsed by 9 fractional CMOs✦Mentioned · Money 20/20 Vegas

§ Manifesto

Most AI writes at your audience.
We write past your regulator.

In fintech, a sloppy sentence is a regulatory exposure. Most content tools were built for ecommerce and SaaS — they don't know that “guaranteed return” is a tripwire, that an APY chart needs a footnote, or that a Reg BI footgun lives in your “What we recommend” section.

We're building one engine, for one industry, on one pricing model: a flat retainer between $500 and $3,000 a month. Compliance-aware AI does the first draft. A senior editor — optional, but recommended — does the polish. Your in-house team does what they were hired to do: ship.

Vertical

Fintech only

Model

Flat retainer

Human-in-loop

Optional, on demand

§ The Engine

Six features that close the gap Jasper, Omniscient, and Copy.ai leave wide open.

Skip to pricing →

A compliance lexicon, not a prompt

Our model is fine-tuned on 14 years of SEC, FINRA, and state-level enforcement letters — so it knows that 'guaranteed' is a problem before a human ever has to flag it.

Every paragraph carries a paper trail

Hover any claim and see the source it was lifted from. No more wondering whether the AI invented a 17% figure overnight.

Flat retainer. No word counts.

Pick a tier between $500 and $3,000. Brief us as often as you like — quality and turnaround are governed by the tier, not a metered tap.

Optional human editor, on the same desk

Upgrade any draft to a former Bloomberg or American Banker editor without changing tools, briefs, or context. The hand-off is one click.

Brand voice that doesn't read like a chatbot

We build a private style guide from your existing posts, founder essays, and earnings calls — so the model writes the way your CMO already does.

SEO that respects E-E-A-T

Topic clusters scored against Google's helpful-content signals and your YMYL exposure. No keyword stuffing, no thin pages, no penalties.

§ Why fintech, only fintech

We dropped healthtech and SaaS to own one regulator stack end-to-end.

Compliance content is a vertical problem. The shortcuts you take to write for a productivity SaaS company are the same shortcuts that get a fintech marketer pulled into a 14-page response letter from the SEC.

So we picked the hardest neighborhood and moved in. Every prompt, lexicon, editor, and quarterly digest we ship is sharpened on it.

Designed with 9 fintech marketing leads, 3 compliance officers, and a former FINRA examiner.

Compliance lexicon — what ships installedv 2.6 / updated weekly

SEC Marketing Rule
Performance claims fenced with substantiation.
FINRA Reg BI
Suitability language flagged before publish.
UDAAP
Deceptive phrasing caught at the sentence level.
FDIC §328
Insurance disclosures inserted where required.
Reg DD / Reg E
APY and disclosure boilerplate auto-fitted.
GLBA / state privacy
Privacy-trigger paragraphs noted to legal.

Sectors served

Fintech only

Editor desk

Ex-Bloomberg & ABA

Refresh cadence

Weekly

§ Pricing

One number a month. No per-word billing, ever.

Pick the tier that matches how much editorial oversight you need. Upgrade or pause any month — we'll keep your style guide either way.

Self-Serve

$500/mo

For the founder writing in Notion at 11pm.

Up to 4 long-form drafts / month
Compliance lexicon screening
Source-linked claims
Email-only support

Start the retainer →

Most chosen

Editor-Reviewed

$1,500/mo

Most fintech teams land here.

Up to 10 drafts / month
Senior human editor pass
Founder-voice style guide
SEO cluster + brief planning
Shared Slack channel

Talk to a writer →

Counsel-Grade

$3,000/mo

For series-B+ teams with a compliance officer on call.

Unlimited drafts (fair-use cap)
Editor + ex-compliance reviewer
Quarterly enforcement digest
Custom lexicon for your products
Same-day priority queue

Request a sample →

Annual prepay saves 12% · Pause anytime · We invoice net-15 · Goal: 35 retainers this year, 420 by Year 3.

§ Field guide

Three tools you've heard of.
One we'd like you to remember.

Tool	What they do	What we do differently
Jasper AI	Generic copy assistant. Strong UI, no compliance memory.	Fine-tuned on enforcement actions. Knows what triggers a letter.
Omniscient Digital	Boutique B2B SaaS agency. Hourly billing, slow cycles.	Flat monthly retainer, software-priced, fintech-only.
Copy.ai	Workflow automation for marketing teams in general.	One vertical. One lexicon. One editor desk behind it.
Quill & Query	Vertical AI content engine for fintech, flat retainer, optional human editor desk. The short version: Jasper economics, Omniscient editorial, fintech only.

§ Voices

Heard from the desks of our pilot fintechs.

We work with a deliberately small roster while we tune the lexicon. Four of them said it better than we could.

“The first content shop I've worked with where legal didn't come back with red pen. They knew our APY disclosure rules before we sent them.”

Maya Chen

Head of Marketing · Ledgerline (consumer banking)

“Jasper kept inventing statistics. Copy.ai gave us blog mush. Quill & Query gave us posts our compliance team actually approved on the first pass.”

Devon Patel

VP Growth · Northwind Capital

“$1,500 flat, an editor I know by name, and footnotes on every claim. Honestly, it's an unfair deal for us.”

Sofia Reyes

Founder & CEO · Mantis Treasury

“We replaced two freelancers and one agency line item. Cadence went up, errors went to zero.”

Marcus Lin

Content Lead · Halcyon Lending

§ FAQ

Six questions the fintech CMO usually asks on call two.

Why fintech only? Wouldn't a broader audience be safer?

Compliance content fails in the specifics. APY, suitability, UDAAP, marketing-rule footnotes — they all rhyme but they're not the same. By owning one vertical end-to-end, our lexicon and editors get sharper, not blunter. Healthtech and SaaS are deliberately out of scope.

Is this AI replacing my writers, or augmenting them?

Both, depending on the tier you pick. Self-Serve at $500/mo is AI + your in-house review. Editor-Reviewed at $1,500/mo adds a senior human editor before delivery. Counsel-Grade adds a former compliance reviewer. The model never ships alone past tier one.

What stops the model from hallucinating a statistic?

Every numeric claim, brand name, and quoted source is grounded against a citation we control. If the model can't find a source, the sentence is flagged for the editor instead of being generated. The result is fewer 'sounds-confident, completely wrong' moments.

Are the retainers really flat?

Yes — there are no word-count meters or per-asset surcharges. Each tier has a fair-use cap so an outlier brief doesn't crowd out the rest of the roster, but you'll know if you're close before we ever invoice differently.

How are you different from Jasper, Omniscient Digital, and Copy.ai?

Jasper and Copy.ai are horizontal AI tools — you bring the compliance brain. Omniscient is a B2B agency without AI economics. We're a vertical content engine: software-priced like Jasper, editor-staffed like Omniscient, fintech-focused like neither.

When can I get started?

We're onboarding the first 35 retainer clients now and growing to 420 by Year 3. Join the waitlist below — we reach out in the order requests come in, with priority for teams that already have a compliance contact in place.

§ Join the waitlist

We're onboarding the
first 35 fintech teams now.

Drop your work email. We'll write you back in your brand voice within two days — or, more honestly, within twelve hours.

Quill & Query — drafted in London, edited in New York.

The content enginethat knows when towhisper,when to cite, and whento stop typing.